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$399,000 - 9103 Bay Drive, Chattanooga

4
Bedrooms
Baths
2,126
SQ. Feet
0.94
Acres

Welcome to 9103 Bay Drive -- where space, functionality, and location come together in the heart of Harrison. This renovated split-level home offers over 2,100 square feet with 4 bedrooms and 2.5 bathrooms designed for both everyday comfort and entertaining. The main level features 3 bedrooms, including the primary suite, along with a functional layout that flows easily for daily living. The kitchen offers an abundance of cabinet and countertop space with room to gather, prep, and host with ease. Just off the kitchen, the spacious living areas create a warm and inviting flow throughout the home with flexible space for entertaining, relaxing, or everyday living. Downstairs, you'll find a large finished living area being used as a 4th bedroom along with a half bathroom, making it ideal for guests, a teen or in-law suite, home office, or bonus space. There is also an additional unfinished room in the basement, offering great storage or future expansion potential. Step outside and enjoy nearly an acre of property with a long driveway providing ample parking and convenience for multiple vehicles, guests, or recreational use. Located just minutes from Chickamauga Lake, residents also enjoy community lake access along with nearby boating, fishing, kayaking, marinas, parks, and waterfront dining. Conveniently located in Harrison, you'll enjoy a quieter setting while still being close to grocery stores, restaurants, schools, Highway 58, and an easy drive to downtown Chattanooga. Whether you're searching for space to spread out, room to entertain, or a home near the lake and outdoor recreation--this home delivers it all.

Essential Information

  • MLS® #:
    3213598
  • Price:
    $399,000
  • Bedrooms:
    4
  • Bathrooms:
    2.50
  • Full Baths:
    2
  • Half Baths:
    1
  • Square Footage:
    2,126
  • Acres:
    0.94
  • Year Built:
    1975
  • Type:
    Residential
  • Sub-Type:
    Single Family Residence
  • Style:
    Raised Ranch
  • Status:
    Active

Community Information

  • Address:
    9103 Bay Drive
  • Subdivision:
    None
  • City:
    Chattanooga
  • County:
    Hamilton County, TN
  • State:
    TN
  • Zip Code:
    37416

Amenities

  • Utilities:
    Electricity Available, Water Available
  • Parking Spaces:
    2
  • # of Garages:
    2
  • Garages:
    Garage Faces Side, Concrete, Driveway

Interior

  • Interior Features:
    Ceiling Fan(s), Entrance Foyer, Walk-In Closet(s), Kitchen Island
  • Appliances:
    Refrigerator, Microwave, Electric Range, Dishwasher
  • Heating:
    Central, Electric
  • Cooling:
    Central Air, Electric
  • Fireplace:
    Yes
  • # of Fireplaces:
    1
  • # of Stories:
    2

Exterior

  • Lot Description:
    Level
  • Roof:
    Asphalt
  • Construction:
    Other, Brick

School Information

  • Elementary:
    Harrison Elementary School
  • Middle:
    Brown Middle School
  • High:
    Central High School

Additional Information

  • Date Listed:
    May 18th, 2026
  • Days on Market:
    58

Listing Details

  • Listing Office:
    Greater Chattanooga Realty, Keller Williams Realty

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Disclaimer: All information is believed to be accurate but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal.

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Listing information last updated on July 17th, 2026 at 1:23am CDT.