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$475,000 - 1040 Whites Creek Ln, Decaturville

3
Bedrooms
4
Baths
2,246
SQ. Feet
0.3
Acres

Whites Creek Riverfront Retreat – Turnkey Airbnb Gem! Location: Gated Whites Creek Community, Tennessee River (midway between Memphis & Nashville, south of I-40) Private Dock + Sandy Beach Proven Airbnb Income (3+ Years) 3 Bed | 4 Bath | Fully Furnished Property Highlights Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach Wildlife & River Activity: Daily sightings of bald eagles, pleasure boats, barges & river cruise ships Turnkey Airbnb: Fully furnished – just bring clothes! Successful rental history (3 years) Additional Lot: 40x40 metal shop with electricity & wood stove (perfect for hobbies/storage) Home Features Main Level features Hardwood & tile floors, granite countertops, expansive covered deck Full basement heated/cooled with full bath – ideal for entertaining or storage Community Perks Gated Neighborhood with community boat ramp & large sandy beach Short boat ride to marinas with dining & entertainment Prime spot for fishing, watersports & nature lovers Quick drive to Decaturville (groceries, hardware, etc.) City Water High Speed Internet Minutes to Mermaid Marina and Tennessee River Golf Key Notes Floodplain Location: Home elevated with concrete block basement (ventable for flood events) Investment Ready: Proven rental income + shop lot included Lifestyle: Halfway between Memphis & Nashville – perfect weekend escape or full-time river living Jet boat (2019 Yamaha SX210) is not included but can be purchased separately. Move-in ready. Boat-in ready. Income-ready. Contact for private showing or Airbnb performance data.

Essential Information

  • MLS® #:
    3037440
  • Price:
    $475,000
  • Bedrooms:
    3
  • Bathrooms:
    4.00
  • Full Baths:
    4
  • Square Footage:
    2,246
  • Acres:
    0.30
  • Year Built:
    2009
  • Type:
    Residential
  • Sub-Type:
    Single Family Residence
  • Style:
    A-Frame
  • Status:
    Active

Community Information

  • Address:
    1040 Whites Creek Ln
  • Subdivision:
    Whites Creek Rec Club LLC
  • City:
    Decaturville
  • County:
    Decatur County, TN
  • State:
    TN
  • Zip Code:
    38329

Amenities

  • Amenities:
    Gated
  • Utilities:
    Water Available
  • Parking Spaces:
    6
  • # of Garages:
    4
  • Garages:
    Attached/Detached, Driveway
  • View:
    Lake, River, Water
  • Is Waterfront:
    Yes

Interior

  • Interior Features:
    High Speed Internet
  • Appliances:
    Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Heating:
    Central
  • Cooling:
    Central Air
  • # of Stories:
    3

Exterior

  • Exterior Features:
    Dock
  • Lot Description:
    Cleared, Level, Views
  • Roof:
    Shingle
  • Construction:
    Vinyl Siding

School Information

  • Elementary:
    Decaturville Elementary
  • Middle:
    Decatur County Middle School
  • High:
    Riverside High School

Additional Information

  • Date Listed:
    October 31st, 2025
  • Days on Market:
    159

Listing Details

  • Listing Office:
    Lake Homes Realty, Llc

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Disclaimer: All information is believed to be accurate but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal.

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Listing information last updated on April 8th, 2026 at 11:40pm CDT.